Company Showcase : CRIF

Company Showcase : CRIF

8 January 2019 by Erik Timmermans

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Fabio Lazzarini, International Business Information Strategies Director CRIF presents his company.

What is your Company’s business? What is its vision and mission?

CRIF is a global company specializing in credit bureau and business information, outsourcing & processing services, and credit solutions. Established in 1988 in Bologna (Italy), CRIF has an international presence, operating in more than 30 Countries over four continents (Europe, America, Africa and Asia).

Specializing in credit information systems, business information and credit management solutions, CRIF offers banks, financial institutions, utility companies and businesses qualified support in every phase of the customer relationship: from the planning of development strategies to acquisition, through to portfolio management and credit collection. CRIF's growth is driven by a global approach and vision.

CRIF is the leading provider in continental Europe of banking credit information, one of the key players worldwide providing integrated services and solutions for business & commercial information and credit & marketing management, and is included in the prestigious FinTech 100, a ranking of the leading global technology solution providers to the financial services industry. Nowadays more than 6,300 banks and financial institutions, 55,000 business clients and 310,000 consumers use CRIF services in 50 countries on a daily basis.

The mission which guides CRIF people is to create value by supporting businesses to perform better and consumers to manage their credit health with a comprehensive range of professional skills and solutions. CRIF helps credit supply meet demand; supporting institutions to manage lending more efficiently and effectively and providing specific help to millions of consumers and businesses to access credit more easily.

What services do you offer and in which countries do you operate?

Established in 1988 in Bologna (Italy), CRIF has a global presence, operating over four continents (Europe, America, Africa and Asia).

Here you can find the full list of CRIF locations https://www.crif.com/about-us/our-global-presence

CRIF offers:

  • Information

Credit Bureau and Data Pool, Business Information, Big Data, Identification and Anti-fraud Services, Property Information, Insurance Services, Information Bureau Platforms.

SkyMinder is the CRIF application which gives you access to in-depth credit, financial and business information on over 230 million of companies all over the world.

The SkyMinder offering successfully balances the following elements:

    • Worldwide data availability: all countries in the world are potentially of interest to all markets, and so this means complete availability
    • Market needs: what customers are really looking for from business information and what is really helpful
    • Strategic information: focus on elements which really help customers in their decisions. It is not a matter of data quantity but data quality
    • Country specificity: countries can have different rules in terms of data availability and updating. Not all information can be accessed online, but for critical areas offline delivery guarantees that high data quality standards are always maintained
    • Risk level: to assess a risk level, information independent data could give the right perspective. Internal information only, aren't enough to take a decision safely
  • Solutions

    Know-how, training, regulatory compliance and analytical capabilities of international-level professionals and experts, and state-of-the-art IT knowledge and technologies. Comprehensive solutions with big data analytics, risk & management consulting, and end-to-end credit management platform.

  •  Outsourcing & Processing

Outsourcing & processing, with specialist teams and services in Business Process Optimization, collection, NPL servicing and property valuation.

  •  CRIF Ratings

A CRIF company, CRIF Ratings has been assigning ratings to non-financial companies located in the EU since being officially recognized as a credit rating agency in December 2011. 

  • Personal Solutions

CRIF supports consumers through innovative solutions for credit information management, identity protection and improved financial health.

Where do you want to take the business in the future?

The mission which guides CRIF people is to create value by supporting businesses to perform better and consumers to manage their credit health with a comprehensive range of professional skills and solutions.

CRIF helps credit supply meet demand; supporting institutions to manage lending more efficiently and effectively and providing specific help to millions of consumers and businesses to access credit more easily.

CRIF provides advanced solutions to decision-makers in the banking, financial, insurance, telecommunications, utilities and business world, starting from listening and understanding the business needs which make each company unique and different. Every day, the people at CRIF serve their clients with knowledge, commitment and passion to help them to grow: together to the next level.

What are the opportunities and challenges?

CRIF’s global business continues to quickly develop. It leverages its distinctive capabilities as an end-to-end knowledge company based on deep functional expertise, information availability, and leading-edge technology.

Today, global trends and the variety of local contexts offer CRIF the opportunity to strengthen its long-standing position, aimed at developing financial and digital inclusion for every business and individual through the value provided with innovative offerings to precisely meet specific needs.

This in itself is a push for requests of invaluable solutions that CRIF builds leveraging the availability of a comprehensive Intelligent Network Services Platform (INSP), whose ingredients are easily recognized in its dna such as a balanced and unique mix of knowledge, information and technology to deploy packaged business services. Those services are recognized as relevant by the whole large customer base served, such as for example providing a worldwide order-to-cash-solution that contains services for the management of risk and fraud, compliance, Aml, billing, accounting, dunning and clearing.

How would you like people to describe your business?

Being at the cutting edge, thinking outside the box, widening our view, pursuing excellence, challenging time and embracing worldwide differences are key values for the 4,400 CRIF professionals, who every day with their skills, commitment and passion, serve our clients to help them grow.

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